Friday, January 8, 2010

Resolve to Abstain (#11 - #14)

A weekly manicure? A daily morning stop a the convenience store or drive through for coffee? The impulse buy of a magazine from the newsstand every time you grocery shop? What could you give up and not miss, saving the money instead?

11. The daily newspaper. Subscribe for weekends only, or buy the Sunday edition (loaded with coupons) at a dollar store. (Be careful where you park!)

12. Expensive movie channels. Check out all the latest flicks from your local library.

13. Starbucks. Try an inexpensive alternative, or consider it a weekly treat rather than a daily necessity.

14. Extras. Earrings? Shoes? A new outfit? The truth is that you have everything you need right now.

If you don’t want to go cold turkey, resolve to give up something that you might consider a luxury just for this month. Deposit what you would spend in a jar or envelope. At the end of the month, check to see how much money you’ve saved. Multiply by twelve to figure your year-end savings if you continue to abstain. Is it worth it? You decide.

Resolve to Wait (#15 - #18)

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